Health insurance usually won’t pay if you get hurt at work
Your employer carries insurance to protect you in addition to offering insurance as a benefit. Whether you have an employee-sponsored health insurance policy or purchased your plan off of the Marketplace, you probably think that your health insurance will cover the cost of any injuries or illnesses you might have.While insurance companies can no...
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Injury cause and prevention for manufacturing workers
Workers’ compensation benefits in Missouri provide financial compensation for workers who injure themselves on the job. These benefits allow workers to support themselves financially while recovering from their injuries. Workers’ compensation benefits also make it unnecessary in most cases for workers to file a lawsuit against their employers following an accident. For workers in...
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Why you should not drive distracted
In many cases, car accidents in Missouri and around the country are due to distracted driving, which has many causes. These causes include using a cellphone, talking to passengers, playing with the radio and many more. It is important to have your eyes on the road at all times to avoid a potential crash...
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Injuries that health care workers routinely experience
Anyone who works to protect or improve a person’s health generally qualifies as a health care worker. For instance, both the paramedic who drove you to a Missouri hospital and the doctor who treated you there are health care workers. These individuals tend to face a multitude of risks to their physical and mental...
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Common injuries sustained by metal and machine shop workers
Machine and metal shop workers in Missouri spend each day in environments that pose more risks of injury than many other professions in the state. Because of this, these workers need to exercise caution and remain alert each minute of the workday.Fires, chemical spills and sharp tools are all counted among the list of...
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Types of employee workplace protection and insurance
Small business owners in Missouri should understand the difference between health insurance and workers’ compensation insurance. Workers’ compensation insurance provides financial protection for workers who receive injuries or are subjected to illnesses while working on the job. Health insurance benefits are provided by employers to help employees with the cost of preventative medical care...
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